The basic Casino Baccarat Rules use a simple scoring system. Cards from 2 through 9 generally have their face values, while aces count as one and 10s, jacks, queens, and kings have a value of zero. When the combined value of a hand exceeds nine, only the final digit is used. For example, a hand totaling 15 has a baccarat value of 5.A third-card rule determines whether an additional card is dealt, and these rules are applied according to the established baccarat procedure rather than individual player choice. This makes baccarat different from games where players decide whether to hit or stand. Different baccarat variants may have variations in rules, so players should check the specific version being offered.